No down payment? No problem—MedPro Premier covers you.
✅ Up to 100% LTV with zero PMI ✅ Loans up to $2,000,000 ✅ Qualify on a signed employment contract, residency, or fellowship income—even with $300k student loans ✅ Student loans in deferment or IBR can be excluded from DTI for residents/fellows ✅ Minimum LTV 90.01% (no large down payment required)
Agents can document income using the borrower’s signed contract (title, start date ≤150 days after closing, compensation) or residency stipend following Fannie Mae guidelines. Residents and fellows may exclude deferment/IBR student payments from DTI, and new attendings can qualify on future salary. Self‑employed physicians need one year of returns; 1099 contractors need a guaranteed‑minimum contract.
Message me now to run the numbers for your medical buyer.