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43055 Armonia Court, Indio, CA 92203

$900K4bd · 3ba · 2,416 sqft
Lot 3,920 sqftHOA $325/moSingle Family Residence
Active
47d on marketMLS# 219146829

Property Description

Welcome to lakefront living at its finest in Terra Lago--perfectly positioned on a premium lot with expansive, unobstructed water views. This 4-bedroom, 3-bath home offering over 2,400 sqft features an open-concept layout and seamless indoor-outdoor flow, ideal for both full-time living and short-term rental use. The property's true lakefront positioning provides direct water-facing views from the backyard, creating a highly desirable setting that enhances both lifestyle enjoyment and guest appeal. Designed for resort-style living, the backyard showcases a private infinity pool overlooking the lake, delivering a unique experience that stands out in the marketplace. From sunrise reflections to evening sunsets, the setting offers a sense of openness and privacy rarely found in interior locations. Offered fully furnished, this home is turnkey and ready for immediate use or rental. Located within Terra Lago, a community known for its short-term rental flexibility with no restrictions, this property is well-suited for a range of buyers, including those seeking an income-producing asset, second home, or 1031 exchange opportunity. The functional layout also provides potential for a 5th bedroom conversion, offering added flexibility and future value. Positioned in the Coachella Valley's ''City of Festivals,'' the home is just minutes from Coachella, Stagecoach, Acrisure Arena, golf, and upcoming surf developments, all of which continue to drive strong demand for short-term rentals in the area. For investors, the combination of location, layout, and lakefront exposure presents an opportunity to explore cost segregation strategies to potentially accelerate depreciation and enhance overall tax efficiency. A rare opportunity to own a well-positioned lakefront property that blends lifestyle, income potential, and long-term upside.

Features & Amenities

Terra LagoFeeBuilt 2022

Property Details

Subdivision
Terra Lago
Land Type
Fee
Year Built
2022
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
4
Garage Spaces
2
Heating
Central
Cooling
Air Conditioning
View
Lake, Mountain(s)
Flooring
Vinyl
City
Indio
Zip Code
92203
County
Riverside
Listed byHomeSmart, David Colin·760-702-4908

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$4,550.38
Principal & Interest
Loan Amount
$719,920
Total Interest
$918,218
Total Payment Over 30 Years
$1,638,138
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Terra Lago

This property is located in Terra Lago, a community in Indio. Explore more listings in this neighborhood to compare options and pricing.

View Terra Lago Listings

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

43055 Armonia Court, Indio, CA 92203

Terra Lago · Indio · Single Family Residence

$900K
Residential Tier
Beds
4
Baths
3
Sqft
2,416
Lot
3,920 sqft
Year
2022
$/Sqft
$372
Pool: Yes
Spa: No
View: mountain
Garage: 2-car

Listed 42.8% above the median closed sale of $630,232. Price per sqft ($372) is a 13% premium to closed comps ($328).

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $900K· $372/sqft
Total list price
Closed comps
vs closed median $630K
+$270K (+42.8%)
Active comps
vs active median $999K
$99K (9.9%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $435
$63 (14.4%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
84645 Litorale CourtIndio2021442,4163,485$413$999,0004791
43241 Pietra CourtIndio2022542,4163,485$401$969,0007687
43157 Armonia CourtIndio2006332,1573,920$447$965,0004087
43199 Portuale CourtIndio2022452,6973,485$426$1.15M15185
43240 Bacino CourtIndio2006332,1574,356$486$1.05M5385
Total: 5 · Average3.83.82,368.63,746.2$434.6$1.03M73.4
Median2,416$999,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
51647 Rolling Green CourtIndio201405/07/2026221,9295,227$679,900$675,500$3500.998362
49520 Seagull PlaceIndio202606/05/2026431,8356,071$630,232$630,232$3431.009060
45350 Palmwood DriveIndio200005/27/2026431,9139,148$783,000$765,000$4000.982260
81778 Avenida EstucoIndio201406/01/2026231,9527,405$529,900$495,000$2540.9325158
82755 Temescal Canyon DriveIndio202105/29/2026221,9285,502$569,000$562,000$2910.99256
Total: 5 · Average2.82.61,911.46,670.6$625,546.4$625,546.4$327.689.6
Median1,928$630,232$630,232

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.